Monday, September 14, 2009

Continental Europe - WCA

Belgium and Portugal: insurance systems

Belgian system - similar to US

- wage replacement on capped basis, indexed
annuity (wages generally indexed in Belgium)

- medical costs covered (Social Security primary)

- Belgian medical, generally coinsurance system

- In case of workplace accident, WCA insurer
picks up portion of costs that individual would
have had.

- in contrast to US, medical not major portion of
claim

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